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Looking To Get Defaults Judgements Removed From Your Credit File?

With Ten Years In The Industry,
You Can Rely On Us
Call 0431 016 761

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Our story.

Welcome to Smiley Financial

For many years, we have been helping individuals remove the default and court judgements from their credit files. With ten years in the industry, we are so confident with our work that if we can't remove your credit we'll give you your money back. We've helped hundreds of people around Australia, so if you're looking for someone to remove your defaults or court judgements, you've come to the right place.
About us - About us - about us -
Stop The Stress.

Default Removal Process

Once we receive confirmation that you wish to proceed. We contact the creditor requesting over 70 documents.  

Each creditor must send these documents, within the time frame other risk fines. We then look over these documents for any error and request the removal based on any of the error/s we find.

How we know we can remove

We have worked within these debt collection agencies and have all the requests from every company that requests these removals, so we know what works and what doesn’t.

Time frame

Paid defaults take between 15-45 days depending on the creditor's response.
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Get In Touch

Fill in the form below or contact us at - 0431 016 761

They talk about us

I tried another company, and they took long, this company took over and solved it in a week.

Trevor L
Trevor L

I had several defaults and in weeks they were all removed.

Paul Trueman
Paul Trueman
CEO Mil design studio

Smiley
Financial

With ten years of industry experience, you can rest assured Smiley Financial will offer a professional and efficient service.

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